Credit Samadhaan

Credit Samadhaan Crosses 700+ Kendras, Changing Lives Across India

Credit Samadhaan, India’s first AI-driven platform to repair bad credit scores, has now expanded to over 700 Kendras in 18 states, helping thousands regain access to loans and financial opportunities. With 1,000+ satisfied customers, it’s clear this is about more than numbers — it’s about bringing hope where banks say NO.

The Founder’s Story – Piyush Nagar

Founder Piyush Nagar knows struggle intimately. Losing his father at 8, he sold ice candies and worked small jobs to fund his education. His determination led him to become an engineer and establish Sixth Sense IT Solutions in 2009, serving 4,000+ clients worldwide.

While working with a rural fintech startup, he discovered that:

👉 Out of 1 lakh loan applications, 99,300 were rejected, with over 70% due to poor credit scores.

Determined to solve this, he spent 1.5 years researching and launched Credit Samadhaan, which uses AI to repair credit scores in just 45 days.

Empowering People Locally

Credit Samadhaan Kendras are physical centers where trained partners guide people, repair credit, and provide financial guidance. Today, 700+ Kendras help farmers, shopkeepers, small businesses, homebuyers, and salaried professionals, while also creating local jobs.

National Recognition

Credit Samadhaan has been recognized nationwide:

  • Supported by IIM Ahmedabad, IIM Bangalore, STPI

  • Winner of Octane 5.0 (STPI) – 2024 and Bharat Pitchathon 3.0 – 2024

  • Featured in Top 100 Startups by TGS & TiECon Vadodara

  • Featured in Top 50 Startups by Tata Social Enterprise Challenge

Beyond Business

For Piyush, Credit Samadhaan is a mission. He aims to restore dignity, reduce financial stress, and prevent debt-related crises.

From selling ice candies to leading a nationwide financial revolution, Piyush Nagar and Credit Samadhaan prove:

Technology with purpose doesn’t just repair credit — it transforms lives.